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Serenity Dental has partnered with
CareCredit to bring you
interest-free payment and long-term
financing options. If
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Financially
speaking . . .
We've designed our financial policy to make
life a little simpler for our patients.
• We accept payment by cash, check, Visa,
Master Card and American Express
credit/debit cards.
• A 5% discount is extended to our senior
patients 65 years of age and older.
What about Insurance?
The good news . . .
After much analysis and thought we have decided it is in our patients best interst to not accept insurance assignment and instead pass on a substantial savings to you. Insurance companies are on average repaying our patients within 2-3 weeks as opposed to us being a dental provider we had to wait on batch reimbursement and was it was not uncommon to not receive a check for 6-8 weeks after the claim was filed. Our office is still happy to handle all the filing for you and with fast, convenient e-claim processing,
your paperwork can be on its way before you
leave our office. Each policy is different ,
but in general , the average insurance
policy usually covers 100% rountine cleanings and x-rays with the rest of the procedures covered around 50%.
The not-so-good news . . .
Although we think insurance is a great
incentive to maintain a vital level of
dental health, dentistry has changed
immensely over the last decade -
Unfortunately, insurance fee schedules have
not.
A given insurance policy, however, is based
on a fixed fee schedule that is established
by the individual insurance carrier.
Although defined as “usual and customary,”
it has nothing to do with fee charges in any
area. Keep in mind, insurance companies are
profitable businesses , not dental
benefactors. When your dental insurance
turns out to be less wonderful than you
thought, it can be disappointing and
frustrating. As much time as we spend trying
to maximize our patients' benefits, even
more is spent explaining that insurers don't
see dentistry the same way dentists do. We
wish this were otherwise.
Case in point
Take the patient who has a large,
deteriorating filling with little remaining
tooth structure to lend strength. In our
judgment, it may be less expensive in the
long run to place a crown. Certainly it is
better for the tooth--and the patient. Some
insurers, however, will allow coverage for a
replacement filling only. And even those
fees are based on low-priced materials such
as mercury fillings. Maybe good business,
but not good dentistry.
And, by the way - when it comes to dental
care, we realize we are dealing with your
health, and we are ethically bound to do the
best we can for you. We cannot make a better
case for ourselves than that.
The fees we charge for dental services are
the same for every patient, insured or not.
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